diff --git a/common/calculate-cpmm.ts b/common/calculate-cpmm.ts
index b5153355..346fca79 100644
--- a/common/calculate-cpmm.ts
+++ b/common/calculate-cpmm.ts
@@ -147,7 +147,8 @@ function calculateAmountToBuyShares(
   state: CpmmState,
   shares: number,
   outcome: 'YES' | 'NO',
-  unfilledBets: LimitBet[]
+  unfilledBets: LimitBet[],
+  balanceByUserId: { [userId: string]: number }
 ) {
   // Search for amount between bounds (0, shares).
   // Min share price is M$0, and max is M$1 each.
@@ -157,7 +158,8 @@ function calculateAmountToBuyShares(
       amount,
       state,
       undefined,
-      unfilledBets
+      unfilledBets,
+      balanceByUserId
     )
 
     const totalShares = sumBy(takers, (taker) => taker.shares)
@@ -169,7 +171,8 @@ export function calculateCpmmSale(
   state: CpmmState,
   shares: number,
   outcome: 'YES' | 'NO',
-  unfilledBets: LimitBet[]
+  unfilledBets: LimitBet[],
+  balanceByUserId: { [userId: string]: number }
 ) {
   if (Math.round(shares) < 0) {
     throw new Error('Cannot sell non-positive shares')
@@ -180,15 +183,17 @@ export function calculateCpmmSale(
     state,
     shares,
     oppositeOutcome,
-    unfilledBets
+    unfilledBets,
+    balanceByUserId
   )
 
-  const { cpmmState, makers, takers, totalFees } = computeFills(
+  const { cpmmState, makers, takers, totalFees, ordersToCancel } = computeFills(
     oppositeOutcome,
     buyAmount,
     state,
     undefined,
-    unfilledBets
+    unfilledBets,
+    balanceByUserId
   )
 
   // Transform buys of opposite outcome into sells.
@@ -211,6 +216,7 @@ export function calculateCpmmSale(
     fees: totalFees,
     makers,
     takers: saleTakers,
+    ordersToCancel,
   }
 }
 
@@ -218,9 +224,16 @@ export function getCpmmProbabilityAfterSale(
   state: CpmmState,
   shares: number,
   outcome: 'YES' | 'NO',
-  unfilledBets: LimitBet[]
+  unfilledBets: LimitBet[],
+  balanceByUserId: { [userId: string]: number }
 ) {
-  const { cpmmState } = calculateCpmmSale(state, shares, outcome, unfilledBets)
+  const { cpmmState } = calculateCpmmSale(
+    state,
+    shares,
+    outcome,
+    unfilledBets,
+    balanceByUserId
+  )
   return getCpmmProbability(cpmmState.pool, cpmmState.p)
 }
 
diff --git a/common/calculate-metrics.ts b/common/calculate-metrics.ts
index bf588345..6cfb0421 100644
--- a/common/calculate-metrics.ts
+++ b/common/calculate-metrics.ts
@@ -1,4 +1,4 @@
-import { last, sortBy, sum, sumBy } from 'lodash'
+import { last, sortBy, sum, sumBy, uniq } from 'lodash'
 import { calculatePayout } from './calculate'
 import { Bet, LimitBet } from './bet'
 import { Contract, CPMMContract, DPMContract } from './contract'
@@ -62,16 +62,28 @@ export const computeBinaryCpmmElasticity = (
   const limitBets = bets
     .filter(
       (b) =>
-        !b.isFilled && !b.isSold && !b.isRedemption && !b.sale && !b.isCancelled
+        !b.isFilled &&
+        !b.isSold &&
+        !b.isRedemption &&
+        !b.sale &&
+        !b.isCancelled &&
+        b.limitProb !== undefined
     )
-    .sort((a, b) => a.createdTime - b.createdTime)
+    .sort((a, b) => a.createdTime - b.createdTime) as LimitBet[]
+
+  const userIds = uniq(limitBets.map((b) => b.userId))
+  // Assume all limit orders are good.
+  const userBalances = Object.fromEntries(
+    userIds.map((id) => [id, Number.MAX_SAFE_INTEGER])
+  )
 
   const { newPool: poolY, newP: pY } = getBinaryCpmmBetInfo(
     'YES',
     betAmount,
     contract,
     undefined,
-    limitBets as LimitBet[]
+    limitBets,
+    userBalances
   )
   const resultYes = getCpmmProbability(poolY, pY)
 
@@ -80,7 +92,8 @@ export const computeBinaryCpmmElasticity = (
     betAmount,
     contract,
     undefined,
-    limitBets as LimitBet[]
+    limitBets,
+    userBalances
   )
   const resultNo = getCpmmProbability(poolN, pN)
 
diff --git a/common/calculate.ts b/common/calculate.ts
index 6481734f..44dc9113 100644
--- a/common/calculate.ts
+++ b/common/calculate.ts
@@ -78,7 +78,8 @@ export function calculateShares(
 export function calculateSaleAmount(
   contract: Contract,
   bet: Bet,
-  unfilledBets: LimitBet[]
+  unfilledBets: LimitBet[],
+  balanceByUserId: { [userId: string]: number }
 ) {
   return contract.mechanism === 'cpmm-1' &&
     (contract.outcomeType === 'BINARY' ||
@@ -87,7 +88,8 @@ export function calculateSaleAmount(
         contract,
         Math.abs(bet.shares),
         bet.outcome as 'YES' | 'NO',
-        unfilledBets
+        unfilledBets,
+        balanceByUserId
       ).saleValue
     : calculateDpmSaleAmount(contract, bet)
 }
@@ -102,14 +104,16 @@ export function getProbabilityAfterSale(
   contract: Contract,
   outcome: string,
   shares: number,
-  unfilledBets: LimitBet[]
+  unfilledBets: LimitBet[],
+  balanceByUserId: { [userId: string]: number }
 ) {
   return contract.mechanism === 'cpmm-1'
     ? getCpmmProbabilityAfterSale(
         contract,
         shares,
         outcome as 'YES' | 'NO',
-        unfilledBets
+        unfilledBets,
+        balanceByUserId
       )
     : getDpmProbabilityAfterSale(contract.totalShares, outcome, shares)
 }
diff --git a/common/new-bet.ts b/common/new-bet.ts
index e9f5c554..8057cd5b 100644
--- a/common/new-bet.ts
+++ b/common/new-bet.ts
@@ -143,7 +143,8 @@ export const computeFills = (
   betAmount: number,
   state: CpmmState,
   limitProb: number | undefined,
-  unfilledBets: LimitBet[]
+  unfilledBets: LimitBet[],
+  balanceByUserId: { [userId: string]: number }
 ) => {
   if (isNaN(betAmount)) {
     throw new Error('Invalid bet amount: ${betAmount}')
@@ -165,10 +166,12 @@ export const computeFills = (
     shares: number
     timestamp: number
   }[] = []
+  const ordersToCancel: LimitBet[] = []
 
   let amount = betAmount
   let cpmmState = { pool: state.pool, p: state.p }
   let totalFees = noFees
+  const currentBalanceByUserId = { ...balanceByUserId }
 
   let i = 0
   while (true) {
@@ -185,9 +188,20 @@ export const computeFills = (
       takers.push(taker)
     } else {
       // Matched against bet.
+      i++
+      const { userId } = maker.bet
+      const makerBalance = currentBalanceByUserId[userId]
+
+      if (floatingGreaterEqual(makerBalance, maker.amount)) {
+        currentBalanceByUserId[userId] = makerBalance - maker.amount
+      } else {
+        // Insufficient balance. Cancel maker bet.
+        ordersToCancel.push(maker.bet)
+        continue
+      }
+
       takers.push(taker)
       makers.push(maker)
-      i++
     }
 
     amount -= taker.amount
@@ -195,7 +209,7 @@ export const computeFills = (
     if (floatingEqual(amount, 0)) break
   }
 
-  return { takers, makers, totalFees, cpmmState }
+  return { takers, makers, totalFees, cpmmState, ordersToCancel }
 }
 
 export const getBinaryCpmmBetInfo = (
@@ -203,15 +217,17 @@ export const getBinaryCpmmBetInfo = (
   betAmount: number,
   contract: CPMMBinaryContract | PseudoNumericContract,
   limitProb: number | undefined,
-  unfilledBets: LimitBet[]
+  unfilledBets: LimitBet[],
+  balanceByUserId: { [userId: string]: number }
 ) => {
   const { pool, p } = contract
-  const { takers, makers, cpmmState, totalFees } = computeFills(
+  const { takers, makers, cpmmState, totalFees, ordersToCancel } = computeFills(
     outcome,
     betAmount,
     { pool, p },
     limitProb,
-    unfilledBets
+    unfilledBets,
+    balanceByUserId
   )
   const probBefore = getCpmmProbability(contract.pool, contract.p)
   const probAfter = getCpmmProbability(cpmmState.pool, cpmmState.p)
@@ -246,6 +262,7 @@ export const getBinaryCpmmBetInfo = (
     newP: cpmmState.p,
     newTotalLiquidity,
     makers,
+    ordersToCancel,
   }
 }
 
@@ -254,14 +271,16 @@ export const getBinaryBetStats = (
   betAmount: number,
   contract: CPMMBinaryContract | PseudoNumericContract,
   limitProb: number,
-  unfilledBets: LimitBet[]
+  unfilledBets: LimitBet[],
+  balanceByUserId: { [userId: string]: number }
 ) => {
   const { newBet } = getBinaryCpmmBetInfo(
     outcome,
     betAmount ?? 0,
     contract,
     limitProb,
-    unfilledBets as LimitBet[]
+    unfilledBets,
+    balanceByUserId
   )
   const remainingMatched =
     ((newBet.orderAmount ?? 0) - newBet.amount) /
diff --git a/common/sell-bet.ts b/common/sell-bet.ts
index 96636ca0..1b56c819 100644
--- a/common/sell-bet.ts
+++ b/common/sell-bet.ts
@@ -84,15 +84,17 @@ export const getCpmmSellBetInfo = (
   outcome: 'YES' | 'NO',
   contract: CPMMContract,
   unfilledBets: LimitBet[],
+  balanceByUserId: { [userId: string]: number },
   loanPaid: number
 ) => {
   const { pool, p } = contract
 
-  const { saleValue, cpmmState, fees, makers, takers } = calculateCpmmSale(
+  const { saleValue, cpmmState, fees, makers, takers, ordersToCancel } = calculateCpmmSale(
     contract,
     shares,
     outcome,
-    unfilledBets
+    unfilledBets,
+    balanceByUserId,
   )
 
   const probBefore = getCpmmProbability(pool, p)
@@ -134,5 +136,6 @@ export const getCpmmSellBetInfo = (
     fees,
     makers,
     takers,
+    ordersToCancel
   }
 }
diff --git a/functions/src/on-update-user.ts b/functions/src/on-update-user.ts
index b45809d0..66a6884c 100644
--- a/functions/src/on-update-user.ts
+++ b/functions/src/on-update-user.ts
@@ -5,8 +5,6 @@ import { HOUSE_LIQUIDITY_PROVIDER_ID } from '../../common/antes'
 import { createReferralNotification } from './create-notification'
 import { ReferralTxn } from '../../common/txn'
 import { Contract } from '../../common/contract'
-import { LimitBet } from '../../common/bet'
-import { QuerySnapshot } from 'firebase-admin/firestore'
 import { Group } from '../../common/group'
 import { REFERRAL_AMOUNT } from '../../common/economy'
 const firestore = admin.firestore()
@@ -21,10 +19,6 @@ export const onUpdateUser = functions.firestore
     if (prevUser.referredByUserId !== user.referredByUserId) {
       await handleUserUpdatedReferral(user, eventId)
     }
-
-    if (user.balance <= 0) {
-      await cancelLimitOrders(user.id)
-    }
   })
 
 async function handleUserUpdatedReferral(user: User, eventId: string) {
@@ -123,15 +117,3 @@ async function handleUserUpdatedReferral(user: User, eventId: string) {
     )
   })
 }
-
-async function cancelLimitOrders(userId: string) {
-  const snapshot = (await firestore
-    .collectionGroup('bets')
-    .where('userId', '==', userId)
-    .where('isFilled', '==', false)
-    .get()) as QuerySnapshot<LimitBet>
-
-  await Promise.all(
-    snapshot.docs.map((doc) => doc.ref.update({ isCancelled: true }))
-  )
-}
diff --git a/functions/src/place-bet.ts b/functions/src/place-bet.ts
index 74df7dc3..50c89912 100644
--- a/functions/src/place-bet.ts
+++ b/functions/src/place-bet.ts
@@ -23,6 +23,7 @@ import { floatingEqual } from '../../common/util/math'
 import { redeemShares } from './redeem-shares'
 import { log } from './utils'
 import { addUserToContractFollowers } from './follow-market'
+import { filterDefined } from '../../common/util/array'
 
 const bodySchema = z.object({
   contractId: z.string(),
@@ -73,9 +74,11 @@ export const placebet = newEndpoint({}, async (req, auth) => {
       newTotalLiquidity,
       newP,
       makers,
+      ordersToCancel,
     } = await (async (): Promise<
       BetInfo & {
         makers?: maker[]
+        ordersToCancel?: LimitBet[]
       }
     > => {
       if (
@@ -99,17 +102,16 @@ export const placebet = newEndpoint({}, async (req, auth) => {
           limitProb = Math.round(limitProb * 100) / 100
         }
 
-        const unfilledBetsSnap = await trans.get(
-          getUnfilledBetsQuery(contractDoc)
-        )
-        const unfilledBets = unfilledBetsSnap.docs.map((doc) => doc.data())
+        const { unfilledBets, balanceByUserId } =
+          await getUnfilledBetsAndUserBalances(trans, contractDoc)
 
         return getBinaryCpmmBetInfo(
           outcome,
           amount,
           contract,
           limitProb,
-          unfilledBets
+          unfilledBets,
+          balanceByUserId
         )
       } else if (
         (outcomeType == 'FREE_RESPONSE' || outcomeType === 'MULTIPLE_CHOICE') &&
@@ -152,6 +154,13 @@ export const placebet = newEndpoint({}, async (req, auth) => {
     if (makers) {
       updateMakers(makers, betDoc.id, contractDoc, trans)
     }
+    if (ordersToCancel) {
+      for (const bet of ordersToCancel) {
+        trans.update(contractDoc.collection('bets').doc(bet.id), {
+          isCancelled: true,
+        })
+      }
+    }
 
     if (newBet.amount !== 0) {
       trans.update(userDoc, { balance: FieldValue.increment(-newBet.amount) })
@@ -193,13 +202,36 @@ export const placebet = newEndpoint({}, async (req, auth) => {
 
 const firestore = admin.firestore()
 
-export const getUnfilledBetsQuery = (contractDoc: DocumentReference) => {
+const getUnfilledBetsQuery = (contractDoc: DocumentReference) => {
   return contractDoc
     .collection('bets')
     .where('isFilled', '==', false)
     .where('isCancelled', '==', false) as Query<LimitBet>
 }
 
+export const getUnfilledBetsAndUserBalances = async (
+  trans: Transaction,
+  contractDoc: DocumentReference
+) => {
+  const unfilledBetsSnap = await trans.get(getUnfilledBetsQuery(contractDoc))
+  const unfilledBets = unfilledBetsSnap.docs.map((doc) => doc.data())
+
+  // Get balance of all users with open limit orders.
+  const userIds = uniq(unfilledBets.map((bet) => bet.userId))
+  const userDocs =
+    userIds.length === 0
+      ? []
+      : await trans.getAll(
+          ...userIds.map((userId) => firestore.doc(`users/${userId}`))
+        )
+  const users = filterDefined(userDocs.map((doc) => doc.data() as User))
+  const balanceByUserId = Object.fromEntries(
+    users.map((user) => [user.id, user.balance])
+  )
+
+  return { unfilledBets, balanceByUserId }
+}
+
 type maker = {
   bet: LimitBet
   amount: number
diff --git a/functions/src/sell-shares.ts b/functions/src/sell-shares.ts
index f2f475cb..0c49bb24 100644
--- a/functions/src/sell-shares.ts
+++ b/functions/src/sell-shares.ts
@@ -1,6 +1,7 @@
 import { mapValues, groupBy, sumBy, uniq } from 'lodash'
 import * as admin from 'firebase-admin'
 import { z } from 'zod'
+import { FieldValue } from 'firebase-admin/firestore'
 
 import { APIError, newEndpoint, validate } from './api'
 import { Contract, CPMM_MIN_POOL_QTY } from '../../common/contract'
@@ -10,8 +11,7 @@ import { addObjects, removeUndefinedProps } from '../../common/util/object'
 import { log } from './utils'
 import { Bet } from '../../common/bet'
 import { floatingEqual, floatingLesserEqual } from '../../common/util/math'
-import { getUnfilledBetsQuery, updateMakers } from './place-bet'
-import { FieldValue } from 'firebase-admin/firestore'
+import { getUnfilledBetsAndUserBalances, updateMakers } from './place-bet'
 import { redeemShares } from './redeem-shares'
 import { removeUserFromContractFollowers } from './follow-market'
 
@@ -29,16 +29,18 @@ export const sellshares = newEndpoint({}, async (req, auth) => {
     const contractDoc = firestore.doc(`contracts/${contractId}`)
     const userDoc = firestore.doc(`users/${auth.uid}`)
     const betsQ = contractDoc.collection('bets').where('userId', '==', auth.uid)
-    const [[contractSnap, userSnap], userBetsSnap, unfilledBetsSnap] =
-      await Promise.all([
-        transaction.getAll(contractDoc, userDoc),
-        transaction.get(betsQ),
-        transaction.get(getUnfilledBetsQuery(contractDoc)),
-      ])
+    const [
+      [contractSnap, userSnap],
+      userBetsSnap,
+      { unfilledBets, balanceByUserId },
+    ] = await Promise.all([
+      transaction.getAll(contractDoc, userDoc),
+      transaction.get(betsQ),
+      getUnfilledBetsAndUserBalances(transaction, contractDoc),
+    ])
     if (!contractSnap.exists) throw new APIError(400, 'Contract not found.')
     if (!userSnap.exists) throw new APIError(400, 'User not found.')
     const userBets = userBetsSnap.docs.map((doc) => doc.data() as Bet)
-    const unfilledBets = unfilledBetsSnap.docs.map((doc) => doc.data())
 
     const contract = contractSnap.data() as Contract
     const user = userSnap.data() as User
@@ -86,13 +88,15 @@ export const sellshares = newEndpoint({}, async (req, auth) => {
     let loanPaid = saleFrac * loanAmount
     if (!isFinite(loanPaid)) loanPaid = 0
 
-    const { newBet, newPool, newP, fees, makers } = getCpmmSellBetInfo(
-      soldShares,
-      chosenOutcome,
-      contract,
-      unfilledBets,
-      loanPaid
-    )
+    const { newBet, newPool, newP, fees, makers, ordersToCancel } =
+      getCpmmSellBetInfo(
+        soldShares,
+        chosenOutcome,
+        contract,
+        unfilledBets,
+        balanceByUserId,
+        loanPaid
+      )
 
     if (
       !newP ||
@@ -127,6 +131,12 @@ export const sellshares = newEndpoint({}, async (req, auth) => {
       })
     )
 
+    for (const bet of ordersToCancel) {
+      transaction.update(contractDoc.collection('bets').doc(bet.id), {
+        isCancelled: true,
+      })
+    }
+
     return { newBet, makers, maxShares, soldShares }
   })
 
diff --git a/web/components/arrange-home.tsx b/web/components/arrange-home.tsx
index 4953fc31..740e24ed 100644
--- a/web/components/arrange-home.tsx
+++ b/web/components/arrange-home.tsx
@@ -2,12 +2,12 @@ import clsx from 'clsx'
 import { DragDropContext, Droppable, Draggable } from '@hello-pangea/dnd'
 import { MenuIcon } from '@heroicons/react/solid'
 import { toast } from 'react-hot-toast'
+import { XCircleIcon } from '@heroicons/react/outline'
 
 import { Col } from 'web/components/layout/col'
 import { Row } from 'web/components/layout/row'
 import { Subtitle } from 'web/components/subtitle'
 import { keyBy } from 'lodash'
-import { XCircleIcon } from '@heroicons/react/outline'
 import { Button } from './button'
 import { updateUser } from 'web/lib/firebase/users'
 import { leaveGroup } from 'web/lib/firebase/groups'
diff --git a/web/components/bet-button.tsx b/web/components/bet-button.tsx
index 3c401767..82f1789d 100644
--- a/web/components/bet-button.tsx
+++ b/web/components/bet-button.tsx
@@ -16,7 +16,7 @@ import { Button } from 'web/components/button'
 import { BetSignUpPrompt } from './sign-up-prompt'
 import { User } from 'web/lib/firebase/users'
 import { SellRow } from './sell-row'
-import { useUnfilledBets } from 'web/hooks/use-bets'
+import { useUnfilledBetsAndBalanceByUserId } from 'web/hooks/use-bets'
 import { PlayMoneyDisclaimer } from './play-money-disclaimer'
 
 /** Button that opens BetPanel in a new modal */
@@ -100,7 +100,9 @@ export function SignedInBinaryMobileBetting(props: {
   user: User
 }) {
   const { contract, user } = props
-  const unfilledBets = useUnfilledBets(contract.id) ?? []
+  const { unfilledBets, balanceByUserId } = useUnfilledBetsAndBalanceByUserId(
+    contract.id
+  )
 
   return (
     <>
@@ -111,6 +113,7 @@ export function SignedInBinaryMobileBetting(props: {
             contract={contract as CPMMBinaryContract}
             user={user}
             unfilledBets={unfilledBets}
+            balanceByUserId={balanceByUserId}
             mobileView={true}
           />
         </Col>
diff --git a/web/components/bet-inline.tsx b/web/components/bet-inline.tsx
index a8f4d718..7362f144 100644
--- a/web/components/bet-inline.tsx
+++ b/web/components/bet-inline.tsx
@@ -10,7 +10,7 @@ import { BuyAmountInput } from './amount-input'
 import { Button } from './button'
 import { Row } from './layout/row'
 import { YesNoSelector } from './yes-no-selector'
-import { useUnfilledBets } from 'web/hooks/use-bets'
+import { useUnfilledBetsAndBalanceByUserId } from 'web/hooks/use-bets'
 import { useUser } from 'web/hooks/use-user'
 import { BetSignUpPrompt } from './sign-up-prompt'
 import { getCpmmProbability } from 'common/calculate-cpmm'
@@ -34,14 +34,17 @@ export function BetInline(props: {
   const [error, setError] = useState<string>()
 
   const isPseudoNumeric = contract.outcomeType === 'PSEUDO_NUMERIC'
-  const unfilledBets = useUnfilledBets(contract.id) ?? []
+  const { unfilledBets, balanceByUserId } = useUnfilledBetsAndBalanceByUserId(
+    contract.id
+  )
 
   const { newPool, newP } = getBinaryCpmmBetInfo(
     outcome ?? 'YES',
     amount ?? 0,
     contract,
     undefined,
-    unfilledBets
+    unfilledBets,
+    balanceByUserId
   )
   const resultProb = getCpmmProbability(newPool, newP)
   useEffect(() => setProbAfter(resultProb), [setProbAfter, resultProb])
diff --git a/web/components/bet-panel.tsx b/web/components/bet-panel.tsx
index 2667a93a..72a4fec3 100644
--- a/web/components/bet-panel.tsx
+++ b/web/components/bet-panel.tsx
@@ -35,7 +35,7 @@ import { useSaveBinaryShares } from './use-save-binary-shares'
 import { BetSignUpPrompt } from './sign-up-prompt'
 import { ProbabilityOrNumericInput } from './probability-input'
 import { track } from 'web/lib/service/analytics'
-import { useUnfilledBets } from 'web/hooks/use-bets'
+import { useUnfilledBetsAndBalanceByUserId } from 'web/hooks/use-bets'
 import { LimitBets } from './limit-bets'
 import { PillButton } from './buttons/pill-button'
 import { YesNoSelector } from './yes-no-selector'
@@ -55,7 +55,9 @@ export function BetPanel(props: {
   const { contract, className } = props
   const user = useUser()
   const userBets = useUserContractBets(user?.id, contract.id)
-  const unfilledBets = useUnfilledBets(contract.id) ?? []
+  const { unfilledBets, balanceByUserId } = useUnfilledBetsAndBalanceByUserId(
+    contract.id
+  )
   const { sharesOutcome } = useSaveBinaryShares(contract, userBets)
 
   const [isLimitOrder, setIsLimitOrder] = useState(false)
@@ -86,12 +88,14 @@ export function BetPanel(props: {
               contract={contract}
               user={user}
               unfilledBets={unfilledBets}
+              balanceByUserId={balanceByUserId}
             />
             <LimitOrderPanel
               hidden={!isLimitOrder}
               contract={contract}
               user={user}
               unfilledBets={unfilledBets}
+              balanceByUserId={balanceByUserId}
             />
           </>
         ) : (
@@ -117,7 +121,9 @@ export function SimpleBetPanel(props: {
   const user = useUser()
   const [isLimitOrder, setIsLimitOrder] = useState(false)
 
-  const unfilledBets = useUnfilledBets(contract.id) ?? []
+  const { unfilledBets, balanceByUserId } = useUnfilledBetsAndBalanceByUserId(
+    contract.id
+  )
 
   return (
     <Col className={className}>
@@ -142,6 +148,7 @@ export function SimpleBetPanel(props: {
           contract={contract}
           user={user}
           unfilledBets={unfilledBets}
+          balanceByUserId={balanceByUserId}
           onBuySuccess={onBetSuccess}
         />
         <LimitOrderPanel
@@ -149,6 +156,7 @@ export function SimpleBetPanel(props: {
           contract={contract}
           user={user}
           unfilledBets={unfilledBets}
+          balanceByUserId={balanceByUserId}
           onBuySuccess={onBetSuccess}
         />
 
@@ -167,13 +175,21 @@ export function SimpleBetPanel(props: {
 export function BuyPanel(props: {
   contract: CPMMBinaryContract | PseudoNumericContract
   user: User | null | undefined
-  unfilledBets: Bet[]
+  unfilledBets: LimitBet[]
+  balanceByUserId: { [userId: string]: number }
   hidden: boolean
   onBuySuccess?: () => void
   mobileView?: boolean
 }) {
-  const { contract, user, unfilledBets, hidden, onBuySuccess, mobileView } =
-    props
+  const {
+    contract,
+    user,
+    unfilledBets,
+    balanceByUserId,
+    hidden,
+    onBuySuccess,
+    mobileView,
+  } = props
 
   const initialProb = getProbability(contract)
   const isPseudoNumeric = contract.outcomeType === 'PSEUDO_NUMERIC'
@@ -261,7 +277,8 @@ export function BuyPanel(props: {
     betAmount ?? 0,
     contract,
     undefined,
-    unfilledBets as LimitBet[]
+    unfilledBets,
+    balanceByUserId
   )
 
   const [seeLimit, setSeeLimit] = useState(false)
@@ -416,6 +433,7 @@ export function BuyPanel(props: {
             contract={contract}
             user={user}
             unfilledBets={unfilledBets}
+            balanceByUserId={balanceByUserId}
           />
           <LimitBets
             contract={contract}
@@ -431,11 +449,19 @@ export function BuyPanel(props: {
 function LimitOrderPanel(props: {
   contract: CPMMBinaryContract | PseudoNumericContract
   user: User | null | undefined
-  unfilledBets: Bet[]
+  unfilledBets: LimitBet[]
+  balanceByUserId: { [userId: string]: number }
   hidden: boolean
   onBuySuccess?: () => void
 }) {
-  const { contract, user, unfilledBets, hidden, onBuySuccess } = props
+  const {
+    contract,
+    user,
+    unfilledBets,
+    balanceByUserId,
+    hidden,
+    onBuySuccess,
+  } = props
 
   const initialProb = getProbability(contract)
   const isPseudoNumeric = contract.outcomeType === 'PSEUDO_NUMERIC'
@@ -581,7 +607,8 @@ function LimitOrderPanel(props: {
     yesAmount,
     contract,
     yesLimitProb ?? initialProb,
-    unfilledBets as LimitBet[]
+    unfilledBets,
+    balanceByUserId
   )
   const yesReturnPercent = formatPercent(yesReturn)
 
@@ -595,7 +622,8 @@ function LimitOrderPanel(props: {
     noAmount,
     contract,
     noLimitProb ?? initialProb,
-    unfilledBets as LimitBet[]
+    unfilledBets,
+    balanceByUserId
   )
   const noReturnPercent = formatPercent(noReturn)
 
@@ -830,7 +858,9 @@ export function SellPanel(props: {
   const [isSubmitting, setIsSubmitting] = useState(false)
   const [wasSubmitted, setWasSubmitted] = useState(false)
 
-  const unfilledBets = useUnfilledBets(contract.id) ?? []
+  const { unfilledBets, balanceByUserId } = useUnfilledBetsAndBalanceByUserId(
+    contract.id
+  )
 
   const betDisabled = isSubmitting || !amount || error !== undefined
 
@@ -889,7 +919,8 @@ export function SellPanel(props: {
     contract,
     sellQuantity ?? 0,
     sharesOutcome,
-    unfilledBets
+    unfilledBets,
+    balanceByUserId
   )
   const netProceeds = saleValue - loanPaid
   const profit = saleValue - costBasis
diff --git a/web/components/bets-list.tsx b/web/components/bets-list.tsx
index bfe9ca95..a48dbe4d 100644
--- a/web/components/bets-list.tsx
+++ b/web/components/bets-list.tsx
@@ -37,7 +37,7 @@ import { NumericContract } from 'common/contract'
 import { formatNumericProbability } from 'common/pseudo-numeric'
 import { useUser } from 'web/hooks/use-user'
 import { useUserBets } from 'web/hooks/use-user-bets'
-import { useUnfilledBets } from 'web/hooks/use-bets'
+import { useUnfilledBetsAndBalanceByUserId } from 'web/hooks/use-bets'
 import { LimitBet } from 'common/bet'
 import { Pagination } from './pagination'
 import { LimitOrderTable } from './limit-bets'
@@ -412,7 +412,9 @@ export function ContractBetsTable(props: {
   const isNumeric = outcomeType === 'NUMERIC'
   const isPseudoNumeric = outcomeType === 'PSEUDO_NUMERIC'
 
-  const unfilledBets = useUnfilledBets(contract.id) ?? []
+  const { unfilledBets, balanceByUserId } = useUnfilledBetsAndBalanceByUserId(
+    contract.id
+  )
 
   return (
     <div className="overflow-x-auto">
@@ -461,6 +463,7 @@ export function ContractBetsTable(props: {
               contract={contract}
               isYourBet={isYourBets}
               unfilledBets={unfilledBets}
+              balanceByUserId={balanceByUserId}
             />
           ))}
         </tbody>
@@ -475,8 +478,10 @@ function BetRow(props: {
   saleBet?: Bet
   isYourBet: boolean
   unfilledBets: LimitBet[]
+  balanceByUserId: { [userId: string]: number }
 }) {
-  const { bet, saleBet, contract, isYourBet, unfilledBets } = props
+  const { bet, saleBet, contract, isYourBet, unfilledBets, balanceByUserId } =
+    props
   const {
     amount,
     outcome,
@@ -504,9 +509,9 @@ function BetRow(props: {
     } else if (contract.isResolved) {
       return resolvedPayout(contract, bet)
     } else {
-      return calculateSaleAmount(contract, bet, unfilledBets)
+      return calculateSaleAmount(contract, bet, unfilledBets, balanceByUserId)
     }
-  }, [contract, bet, saleBet, unfilledBets])
+  }, [contract, bet, saleBet, unfilledBets, balanceByUserId])
 
   const saleDisplay = isAnte ? (
     'ANTE'
@@ -545,6 +550,7 @@ function BetRow(props: {
               contract={contract}
               bet={bet}
               unfilledBets={unfilledBets}
+              balanceByUserId={balanceByUserId}
             />
           )}
       </td>
@@ -590,8 +596,9 @@ function SellButton(props: {
   contract: Contract
   bet: Bet
   unfilledBets: LimitBet[]
+  balanceByUserId: { [userId: string]: number }
 }) {
-  const { contract, bet, unfilledBets } = props
+  const { contract, bet, unfilledBets, balanceByUserId } = props
   const { outcome, shares, loanAmount } = bet
 
   const [isSubmitting, setIsSubmitting] = useState(false)
@@ -605,10 +612,16 @@ function SellButton(props: {
     contract,
     outcome,
     shares,
-    unfilledBets
+    unfilledBets,
+    balanceByUserId
   )
 
-  const saleAmount = calculateSaleAmount(contract, bet, unfilledBets)
+  const saleAmount = calculateSaleAmount(
+    contract,
+    bet,
+    unfilledBets,
+    balanceByUserId
+  )
   const profit = saleAmount - bet.amount
 
   return (
diff --git a/web/components/contract/quick-bet.tsx b/web/components/contract/quick-bet.tsx
index a71b6c7d..e4a85139 100644
--- a/web/components/contract/quick-bet.tsx
+++ b/web/components/contract/quick-bet.tsx
@@ -33,7 +33,7 @@ import { sellShares } from 'web/lib/firebase/api'
 import { calculateCpmmSale, getCpmmProbability } from 'common/calculate-cpmm'
 import { track } from 'web/lib/service/analytics'
 import { formatNumericProbability } from 'common/pseudo-numeric'
-import { useUnfilledBets } from 'web/hooks/use-bets'
+import { useUnfilledBetsAndBalanceByUserId } from 'web/hooks/use-bets'
 import { getBinaryProb } from 'common/contract-details'
 
 const BET_SIZE = 10
@@ -48,7 +48,10 @@ export function QuickBet(props: {
   const isCpmm = mechanism === 'cpmm-1'
 
   const userBets = useUserContractBets(user.id, contract.id)
-  const unfilledBets = useUnfilledBets(contract.id) ?? []
+  // TODO: Below hook fetches a decent amount of data. Maybe not worth it to show prob change on hover?
+  const { unfilledBets, balanceByUserId } = useUnfilledBetsAndBalanceByUserId(
+    contract.id
+  )
 
   const { hasYesShares, hasNoShares, yesShares, noShares } =
     useSaveBinaryShares(contract, userBets)
@@ -94,7 +97,8 @@ export function QuickBet(props: {
         contract,
         sharesSold,
         sellOutcome,
-        unfilledBets
+        unfilledBets,
+        balanceByUserId
       )
       saleAmount = saleValue
       previewProb = getCpmmProbability(cpmmState.pool, cpmmState.p)
diff --git a/web/hooks/use-bets.ts b/web/hooks/use-bets.ts
index 9155d25e..1d0a0762 100644
--- a/web/hooks/use-bets.ts
+++ b/web/hooks/use-bets.ts
@@ -8,6 +8,7 @@ import {
   withoutAnteBets,
 } from 'web/lib/firebase/bets'
 import { LimitBet } from 'common/bet'
+import { getUser } from 'web/lib/firebase/users'
 
 export const useBets = (
   contractId: string,
@@ -62,3 +63,31 @@ export const useUnfilledBets = (contractId: string) => {
   )
   return unfilledBets
 }
+
+export const useUnfilledBetsAndBalanceByUserId = (contractId: string) => {
+  const [data, setData] = useState<{
+    unfilledBets: LimitBet[]
+    balanceByUserId: { [userId: string]: number }
+  }>({ unfilledBets: [], balanceByUserId: {} })
+
+  useEffect(() => {
+    let requestCount = 0
+
+    return listenForUnfilledBets(contractId, (unfilledBets) => {
+      requestCount++
+      const count = requestCount
+
+      Promise.all(unfilledBets.map((bet) => getUser(bet.userId))).then(
+        (users) => {
+          if (count === requestCount) {
+            const balanceByUserId = Object.fromEntries(
+              users.map((user) => [user.id, user.balance])
+            )
+            setData({ unfilledBets, balanceByUserId })
+          }
+        }
+      )
+    })
+  }, [contractId])
+  return data
+}