diff --git a/web/lib/firebase/users.ts b/web/lib/firebase/users.ts
index 42739542..03088bda 100644
--- a/web/lib/firebase/users.ts
+++ b/web/lib/firebase/users.ts
@@ -14,7 +14,7 @@ import {
   signInWithPopup,
 } from 'firebase/auth'
 
-export const STARTING_BALANCE = 1000
+export const STARTING_BALANCE = 100
 
 export type User = {
   id: string
diff --git a/web/lib/service/create-contract.ts b/web/lib/service/create-contract.ts
index c57738d0..3c46592d 100644
--- a/web/lib/service/create-contract.ts
+++ b/web/lib/service/create-contract.ts
@@ -42,7 +42,7 @@ export async function createContract(
   return contract
 }
 
-export function calcSeedBets(initialProb: number, initialCapital = 1000) {
+export function calcSeedBets(initialProb: number, initialCapital = 100) {
   const p = initialProb / 100.0
 
   const seedYes =