diff --git a/common/new-bet.ts b/common/new-bet.ts
index 11637792..0e94c85a 100644
--- a/common/new-bet.ts
+++ b/common/new-bet.ts
@@ -103,7 +103,8 @@ export const getNewMultiBetInfo = (
 }
 
 export const getLoanAmount = (yourBets: Bet[], newBetAmount: number) => {
-  const prevLoanAmount = _.sumBy(yourBets, (bet) => bet.loanAmount ?? 0)
+  const openBets = yourBets.filter((bet) => !bet.isSold && !bet.sale)
+  const prevLoanAmount = _.sumBy(openBets, (bet) => bet.loanAmount ?? 0)
   const loanAmount = Math.min(
     newBetAmount,
     MAX_LOAN_PER_CONTRACT - prevLoanAmount